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Life without money in your pocket is not the utopia Sweden hoped; https://www.theguardian.com/technology/2025/mar/16/sweden-cash-digital-payments-electronic-banking-security

'Sweden is not the only Nordic country backpedalling on plans for a cashless society. Last year Norway, which has a popular equivalent to Swish called Vipps MobilePay, brought in legislation that means retailers can be fined or sanctioned if they will not accept cash. The government has also recommended that citizens “keep some cash on hand due to the vulnerabilities of digital payment solutions to cyber-attacks”.

Norway’s former justice and emergencies minister Emilie Mehl put it in clear terms: “If no one pays with cash and no one accepts cash, cash will no longer be a real emergency solution once the crisis is upon us.”

Ultimately, when it comes to emergency planning, the world’s two most cashless societies are still banking on cash.'